tag:blogger.com,1999:blog-2400078448867068387.post6271396586490153968..comments2023-09-26T05:33:04.420-07:00Comments on Marylinn Kelly: Body/MindMarylinn Kellyhttp://www.blogger.com/profile/02759437467691163658noreply@blogger.comBlogger19125tag:blogger.com,1999:blog-2400078448867068387.post-45351114814314112482010-09-11T10:59:21.251-07:002010-09-11T10:59:21.251-07:00Tom - No forgiveness is required. I believe that ...Tom - No forgiveness is required. I believe that is what the threads are for. We need to tell our stories. I had not imagined that readers here would have such sound and plentiful advice about our sharks. I am sorry that so much malfeasance has been visited upon you. There is and has been much of it about and it has a direct impact on health, on our whole quality of life. In my small family circle we have had the layoffs, loss of pensions due to terrible investments, benefits owed in another country which simply refuses to release the money...on and on. And still we have had great generosity in all manner of resources - somewhere, somehow I continue to trust that it balances out. It certainly affirms that what is good and right endures, in spite of what feels like ill will in distorted enormity. A liberal of somewhat militant persuasion, I also see this as a time when such programs as your postings highlight would make a great difference for so many. Should we ask the Defense Dept. if they could get by on a little less?Marylinn Kellyhttps://www.blogger.com/profile/02759437467691163658noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-78331830754094271312010-09-11T01:04:57.964-07:002010-09-11T01:04:57.964-07:00Marylinn,
Well, yes, breathing helps... as long a...Marylinn,<br /><br />Well, yes, breathing helps... as long as you're breathing. I've found that the body/mind connection is so intimate that there are times when reality becomes almost intolerable, and merely thinking about one's troubles impedes breathing.<br /><br />But then what? One always wants that next breath. One can't be trained out of that.<br /><br />Three years ago I lost a teaching job I'd held for 21 gruesome years. The school went under. It had been a pretty flaky outfit all along. Latterly it came out that the administrators had been raking off the student financial aid money and putting it in shady real estate investments. Then it came out that they'd also been selling degrees, one of them to a fellow who then turned out to be involved in multiple frauds and at least one homicide.(Naturally he never paid for his degree, but of course relatively speaking that was "small stuff".)<br /><br />I'd hung on at the school for the sake of a meagre contractual severance arrangement. It was never more than an insulting two bit job, but one does what one must. When the ship sank, we lost not only back pay and insurance but the severance deal. I had been paying SEIU union dues for 21 years, but when the crunch came, the union wouldn't even answer phone calls. I went to the state Labor Board, played everything out in the prescribed citizen way. Hearings, arbitration. A settlement was reached. That was two and a half years ago. I couldn't afford lawyers. Not a penny was ever collected. My teaching career is nothing but a bad memory now.<br /><br />The ordeal ruined my health. I had a stroke. Body and mind are inseparable.<br /><br />Last month when I was badly bitten by a dog in the street, it took very little time to grasp that the owners of the dog were being protected, and that I could not even discover their identity without lawyers. Here we go again. This time I decided not to pursue the matter. I now walk with the special pain and the special scar that are the rewards of living in a country where the legal process is in the hands of the wealthy.<br /><br />For you and me there are the scavengers and the sharks who will sniff out a weakness and move in to exploit it. We're having serious housing troubles here right now, and for the contractors this vulnerability is just blood on the water.<br /><br />All this has led me to a close study of the relief and rehabilitation programs of the New Deal period. But "realistically speaking" it's a little like studying the Land of Oz, frankly.<br /><br />Sorry to clutter your thread with all this, Marylinn. I don't like to talk about it. I guess your terrifying post shocked it out of me. Do forgive.TChttps://www.blogger.com/profile/05915822857461178942noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-46222456095429307002010-09-11T01:01:08.349-07:002010-09-11T01:01:08.349-07:00This comment has been removed by the author.TChttps://www.blogger.com/profile/05915822857461178942noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-78008050467585876052010-09-07T10:59:52.106-07:002010-09-07T10:59:52.106-07:00Denise - I am sorry that you have to belong to thi...Denise - I am sorry that you have to belong to this club. Breathing does help, as does gathering one's wits and connecting the dots...sooner rather than later, it is hoped. xoxoMarylinn Kellyhttps://www.blogger.com/profile/02759437467691163658noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-89438367050259526382010-09-06T23:53:34.708-07:002010-09-06T23:53:34.708-07:00Marylinn,
I live with PTSD every day, and have do...Marylinn,<br /><br />I live with PTSD every day, and have done since it was diagnosed over ten years ago.<br /><br />The gift has been far greater awareness than the average bear, along with skills and techniques to stay sane not many other average bears have too.<br /><br />Breathing helps...Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-12547233293066597332010-09-05T13:04:26.473-07:002010-09-05T13:04:26.473-07:00Rebecca - We are very fortunate. I am clear what ...Rebecca - We are very fortunate. I am clear what a gift I have in him. Crooks and carnies, a pox upon them. Thank you, my Radish friend. Love, MarylinnMarylinn Kellyhttps://www.blogger.com/profile/02759437467691163658noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-13486057137119061162010-09-05T12:05:29.479-07:002010-09-05T12:05:29.479-07:00Dear God. I am so thankful your son and you have e...Dear God. I am so thankful your son and you have each other. A loving son a caring mother, priceless in a world of crooks and carnies.<br />love,<br />RebeccaRadish Kinghttps://www.blogger.com/profile/06534752971317927559noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-66499482374611329392010-09-05T11:26:11.560-07:002010-09-05T11:26:11.560-07:00Erin - I do know and appreciate all of you who are...Erin - I do know and appreciate all of you who are around me with love and support. I feel it run up my arms through the keys, it is that strong. I am so touched by the outpouring of goodness. I can't say that I had any expectation when I wrote this. I knew, mostly by how uncomfortable it made me, that I needed to write about it. The responses are reminders I would like to carry around in my pocket. Thank you, may it be a very long time before anything that even looks like PTSD is in your neighborhood. <br /><br />Donna - Thank you for your fierce response. In difficult times, I wish for my maternal grandfather, who never passed the bar but worked at what would now be a paralegal. He had also been a sheriff in LA County and was best at writing letters that made people pay attention. You have done all that I could ask for, standing in my corner, giving me that hug. These are some extraordinary blog friends, I agree, My son was, not shocked, but surprised and pleased when I told him of the practical and emotional help you had all offered.<br /><br />***You are all wonderful. My love and gratitude. Now I feel suitably armed.***Marylinn Kellyhttps://www.blogger.com/profile/02759437467691163658noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-185695731198695152010-09-05T11:13:45.072-07:002010-09-05T11:13:45.072-07:00Beloved Snail - Hello, welcome. It didn't fee...Beloved Snail - Hello, welcome. It didn't feel quite like presence of mind in the moment. Thank you. Yes, just as sensory experiences can bring pleasant memories, they can also leave us vulnerable to the other sorts. And we never know when or what.<br /><br />Laoch - I am humbled and so grateful for all your efforts to provide me with useful information. I will cut and paste it into a document and go from there. Your kindness and willingness to assist me are heart-warming, the strongest affirmation one could have of the beauty of the ties we created here through our dialogues. Thank you very much.Marylinn Kellyhttps://www.blogger.com/profile/02759437467691163658noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-6853957856912393832010-09-04T18:01:45.444-07:002010-09-04T18:01:45.444-07:00Oh the blessings of such great blog friends! Laoch...Oh the blessings of such great blog friends! Laoch is always there it seems with such pertinent information and compassion. Robert should know and would be a great resource..<br /><br />I totally agree with Beloved Snail. PTS can recoil itself in a scent or a sound... I am so angry at those #@%&*#'s for bothering you! I would unleash the hounds from hell on them!!! I'll help! What can I do?<br /><br />It is bad enough when scammers attack us, but our loved ones? Spare no mercy on them.<br /><br />I am wrapping you in my arms for a huge, long hug. Be gentle and kind with yourself and keep your wits about you, which you are blessed to have plenty.Donna B.https://www.blogger.com/profile/07015770616281528620noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-47170743332137940942010-09-04T09:14:03.631-07:002010-09-04T09:14:03.631-07:00PTS is real,frightening and incapacitating. The t...PTS is real,frightening and incapacitating. The triggers can be seemingly small or large, and are often unfathomable to those on the outside. Having been there (and knowing I probably will be again)I realize that writing about it should help a bit You know we're all around you with love and support.<br />ErinErin in Morro Bayhttps://www.blogger.com/profile/06837848620673552009noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-73333763355073438952010-09-04T02:03:20.211-07:002010-09-04T02:03:20.211-07:00also all of
§ 809. Validation of debts
is perti...also all of<br /><br />§ 809. Validation of debts <br /><br />is pertinentSultanhttps://www.blogger.com/profile/06506141014376919585noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-83436017086960297762010-09-04T02:01:57.125-07:002010-09-04T02:01:57.125-07:00Continued
§ 808. Unfair practices
A debt collect...Continued<br /><br />§ 808. Unfair practices <br />A debt collector may not use unfair or unconscionable <br />means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following <br />conduct is a violation of this section: <br />(1) The collection of any amount (including any interest, <br />fee, charge, or expense incidental to the principal obligation) unless such amount is expressly authorized by law.Sultanhttps://www.blogger.com/profile/06506141014376919585noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-83303554354918729832010-09-04T02:01:16.719-07:002010-09-04T02:01:16.719-07:00I have clipped out some pertinent parts of the Fed...I have clipped out some pertinent parts of the Federal statute -<br />I have clipped some pertinent parts of the Federal Statute<br /><br /><br />§ 807 15 USC 1692e<br />§ 807. False or misleading representations <br />A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application <br />of the foregoing, the following conduct is a violation of this <br />section: <br />(1) The false representation or implication that the debt <br />collector is vouched for, bonded by, or affiliated with <br />the United States or any State, including the use of any <br />badge, uniform, or facsimile thereof. <br />(2) The false representation of— <br />(A) the character, amount, or legal status of any debt; or <br />(B) any services rendered or compensation which may <br />be lawfully received by any debt collector for the <br />collection of a debt. <br /><br /><br />(5) The threat to take any action that cannot legally be <br />taken or that is not intended to be taken. <br /> <br /><br /><br />(10) The use of any false representation or deceptive means <br />to collect or attempt to collect any debt or to obtain <br />information concerning a consumer. <br />(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial <br />communication with the consumer is oral, in that initial <br />oral communication, that the debt collector is attempting to collect a debt and that any information obtained <br />will be used for that purpose, and the failure to disclose <br />in subsequent communications that the communication <br />is from a debt collector, except that this paragraph shall <br />not apply to a formal pleading made in connection with <br />a legal action.<br />(12) The false representation or implication that accounts <br />have been turned over to innocent purchasers for value. <br />(13) The false representation or implication that documents <br />are legal process.Sultanhttps://www.blogger.com/profile/06506141014376919585noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-61068323809986373002010-09-04T01:37:08.460-07:002010-09-04T01:37:08.460-07:00This comment has been removed by the author.Sultanhttps://www.blogger.com/profile/06506141014376919585noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-72011606487642072192010-09-03T23:44:03.117-07:002010-09-03T23:44:03.117-07:00The stress from events of my past can be brought b...The stress from events of my past can be brought back by something as easy and simple as a stray smell, or a song. Something like that crooked lawyer would be absolutely terrifying.<br /><br />Thank goodness you have the organisation and presence of mind not to be affected by their tactics.Beloved Snailhttps://www.blogger.com/profile/15605350736725807314noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-87696349212195454782010-09-03T16:06:10.956-07:002010-09-03T16:06:10.956-07:00Laoch - I so appreciate your links and information...Laoch - I so appreciate your links and information...at first I didn't know why such a thing left me feeling so smacked around. Thank you for helpful advice. It is far more civilized than my thoughts and will be, I'm sure, much more effective.<br /><br />Robert - I haven't yet turned it over to anybody...the bill indicates they are located in Colorado - which may or may not be true - and I thought of starting there...but the energy had not yet come to take action. I would like very much to see them be sorry for trying that, the way I feel about the phishing attempts that have popped up this week. Thank you.Marylinn Kellyhttps://www.blogger.com/profile/02759437467691163658noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-20903257712445547612010-09-03T15:14:58.566-07:002010-09-03T15:14:58.566-07:00Seriously, I hope you have turned this incident ov...Seriously, I hope you have turned this incident over to your local District Attorney. It looks like Laoch has given you some great resources to this end, though these rules likely cover legitimate debt collection, not attempted fraud. <br /><br />Take it from a guy who used to repossess cars for a living... you can make them sorry they tried that!Robert the Skeptichttps://www.blogger.com/profile/10863488312604865183noreply@blogger.comtag:blogger.com,1999:blog-2400078448867068387.post-77566172847542407962010-09-03T11:57:41.381-07:002010-09-03T11:57:41.381-07:00Gosh how awful!
Here is a copy of the fair debt c...Gosh how awful!<br /><br />Here is a copy of the fair debt collection act, of which the conduct you describe violates - <br /><br />http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf<br /><br />California also has a similar States act. Here is a site with information concerning that act - http://ag.ca.gov/consumers/general/collection_agencies10.php<br /><br />An informative site about this act and its provisions can be found here - http://www.fair-debt-collection.com/<br /><br />There are some time sensitive provisions in here, so read carefully.Sultanhttps://www.blogger.com/profile/06506141014376919585noreply@blogger.com